Save Money for Yule - How to Have a Budget-Friendly Yule

Pay Now, Not Later

Use cash instead of credit to pay for your Yule purposes, and you'll save a bundle in finance charges.

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The biggest financial rut people get into during the holidays is trying to pay off their credit card bills in January… and February… and March. Avoid paying high interest rates on things you've financed, by paying upfront for everything you buy -- remember, if you've made a Yule budget, this is totally do-able! If you really can't avoid financing something, like the new game system your kids want, make sure you can pay it off within the first thirty days so it doesn’t cost you anything extra.

• Make a Budget
• Don't Spend a Fortune on Cards
• Shop Early
• Trim the Trimmings
• Don't Buy Yourself Stuff
• Forget the Expensive Party
• Ditch the Fancy Wrapping Paper
• Donate Time Instead of Cash
• Pay Now, Not Later
• Have a Greener Yule