Figure out how much you're going to spend on gifts for others, and for your family. If cash is tight, think about making gifts instead of buying them. Also, pare down the gift list -- is there someone you constantly buy a gift for that you really don't want or need to? Ask them if it's okay to skip the exchange this year. They'll probably be as relieved as you are.
Want to make some simple crafts to share with others? Try these ideas:
